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Portugal is one of the oldest countries in the world, with nearly 900 years of history demonstrating its strong identity and internal cohesion. The country is politically and economically stable and welcomes all nationalities. It is part of the Schengen Area and is one of the safest countries in the world. Its history, culture and beauty, alongside its hospitality, gastronomy and affordable cost of living, are just a few of the country's main selling points.




10.31 million (2017)




USD 217.6 Billion (2017)

About - Portugal Golden Visa Program

The Golden Residence Permit Programme was established by Order n. 11820-A/2012 and Order no. 1661-A/2013, which amends Act no. 23/2007 and lays down the legal framework for the entry, permanence, and exit of foreigners from Portugal.

The Programme is administered by the Portuguese Servico de Estrangeiros e Fronteiras (SEF), the country's aliens and border control authority.

Since its launch in 2012, total investment under the Portugal's Golden Visa program now stands at more than EUR 3.7 billion (Till March 2018).

The most popular programme in Europe, a total of 6,050 residence permits have been issued since the programs inception in 2012 till March 2018; with the figure increasing to 10,181 when counting the family members of the main applicants, granting them and their families free access across the Schengen area, paving the way to European residency. Majority of the investments flow into the capital of Lisbon, where the real estate market has seen significant increases, bringing it steadily inline with other European capitals.

The application process for the visa is simple.

You must invest either 280,000 Euros, 350,000 Euros or 500,000 Euros in a property.

Paperwork can be done remotely and applicant is only required to stay 7 days per year in Portugal. A nice excuse for a holiday.

A Portuguese bank account and tax number must be obtained and biometric data provided. Generally the whole process takes 4-6 months to be completed.

As the first batch of golden visa holders completing their five years of residence in Portugal have started to trickle through, reports confirm that the investors are obtaining not only permanent residence (PR) permits but also citizenships after physically residing for just 35 days (7 days per year) in the country.

A great deal of uncertainty has always surrounded the question of whether participants in Portugal's golden visa program would in the end, after holding the temporary golden visa for 5yrs (1+2+2 years), qualify for a) permanent residence status and b) citizenship.


Through this applicants can gain the residency of Portugal. Also, there is a favourable tax regime for those who do invest. The residency card provides freedom to all family members to travel throughout the EU Schengen visa zone easily and without any further visa applications. Eventual passport holders gains European residency, which means they have ability to study, work, live and travel freely anywhere within the European Union.

Tax Benefits:-

The Portugal Golden Visa Program offers excellent tax benefits for the ones becoming resident. Investors are only taxed on their worldwide income when they are resident in Portugal for more than 183 days in an year. Portugal has a tax regime for those who are considering living in the country which is very favourable for them. On income for the first 10 years no taxes are charged at all. Tax is charged at 28% on income derived in the country for non-resident individuals. This can also be reduced with expenses for their rental income. Capital gains tax is 28% and also, there are allowances for costs and depreciation. There is no inheritance tax in Portugal. The annual property taxes can vary between 0.3% and 0.8% of the valuation of property, but range of exemptions is also there.

The top five nationalities approved for the Portuguese Golden Visa since 2012:

  • China – 3,771
  • Brazil – 522
  • South Africa – 242
  • Russia – 211
  • Turkey – 188
Industry's Speculation

Under Golden Visa, an individual must have been legally resident in the country, 7 days per year for five consecutive years to apply for citizenship

Investment Required 280,000-500,000 in Real Estate
Legal source of funds
No minimum education is required
Applicant must be over 21 years
Maintain the investment for minimum 5 years
Should not have any criminal record and serious medical condition
children below or above 18, if proven still in full time studies & parents(Maternal/Paternal) above 65 years can be included



Spain, a country on Europes Iberian Peninsula, includes 17 autonomous regions with diverse geography and cultures. Capital city Madrid is home to the Royal Palace and Prado museum, housing works by European masters. Segovia has a medieval castle (the Alczar) and an intact Roman aqueduct. Catalonias capital, Barcelona, is defined by Antoni Gauds whimsical modernist landmarks like the Sagrada Famlia church.




46.53 million (2017)




USD 1.311 Trillion (2017)

About Program

In September 2013, the Spanish Parliament launched the program enabling foreigners to obtain Spanish residence by investment. It is possible to choose between the following investment options: government bonds worth EUR 2 million, a bank deposit worth EUR 1 million or property worth EUR 500,000. It is possible to apply for permanent residency in Spain after living in the country for five years. Citizenship can be applied for after living full time for ten years. Although the temporary residency permit (the golden visa) can be easily renewed without living in the country, the route to both permanent residency and citizenship requires the investor and their family to reside in Spain.

Eligibility Criteria

Real Estate
Full Family
EU Schengen travel



Greece is a country in southeastern Europe with thousands of islands throughout the Aegean and Ionian seas. Influential in ancient times, it's often called the cradle of Western civilization. Athens, its capital, retains landmarks including the 5th-century B.C. Acropolis citadel with the Parthenon temple. Greece is also known for its beaches, from the black sands of Santorini to the party resorts of Mykonos.




10.77 million (2017)




USD 200.3 Billion

About Program

Greek Residency Law 4332/2015 In Bullet Points

  • minimum investment amount will be a minimum of €250,000 per family
  • The Investor has the legal right to apply for both permanent residence and citizenship after seven years of residency
  • The investor may also give residency to all family members including spouse, children (up to 21 years of age), parents and spouse’s parents
  • If the investor sells their property to a foreign citizen, the residency permit will also be transferred to the new owner together with the property
  • The investor is free to establish a business in Greece
  • The investor and their family are under no obligation to remain in Greece in order to maintain the right to residency
  • Residency permit holders can travel freely throughout the Schengen Area

Summing up, Greek residency is granted immediately upon the purchase of a property or properties in Greece to the minimum value of 250,000. This residency must be reapplied for every five years, but is credited to the holder so long as they remain owners of the property they purchased, or of a new property of equal or greater value. After seven years of continued residency, an individual is eligible to apply for full Greek citizenship.

The Greek residency permit is valid for travel throughout Western Europe's 26-nation Schengen Area and allows the holder the same options for living and working within the E.U. However when it comes down to the amount of visa-free travel beyond the Schengen Zone, that will still be limited by the quality of the card-holders original passport.


  • Investment Required  250,000 in Real Estate
  • source of funds should be Legal
  • No minimum education is required
  • Applicant must be over 21 years
  • children below 21 years & parents & parents(Maternal/Paternal) above 65 years can be included
  • Should not have any criminal record and serious medical condition



Malta is an archipelago in the central Mediterranean between Sicily and the North African coast. It's a nation known for historic sites related to a succession of rulers including the Romans, Moors, Knights of Saint John, French and British. It has numerous fortresses, megalithic temples and the al Saflieni Hypogeum, a subterranean complex of halls and burial chambers dating to circa 4000 B.C.




460,297 (2017)




USD 12.54 Billion (2017)

About Program

The Malta Residency by Investment Programme is a Malta residency route open to Non EU nationals and their registered dependents who would be granted a Maltese residence permit allowing its beneficiaries a permit which will allow free travel within the Schengen Area. Such residence permit will also grant its beneficiaries the right to reside, settle and stay indefinitely in Malta. The Republic of Malta enjoys a stable political climate and a bi-partisan political scene that is largely convergent on issues of national and economic importance. Malta has weathered the financial crises well and shared the limelight with Germany as the only two states maintaining economic growth in the Euro Zone. Malta's banks have been ranked amongst the top 5 soundest banks in the world.

Legal Basis for Malta Residency by Investment

Malta Residency by Investment may be granted under an amendment passed in August 2015 to the Maltese Immigration Act, Chapter 217 of the Laws of Malta. These amendments provided the framework for the enactment of L.N. 288 of 2015. The 'Malta Residence and Visa Programme Regulations' provide for affluent persons of impeccable standing and repute to receive Maltese residency on the basis of a contribution to and investment in Malta.

Benefits of Malta Residency by Investment

  • Maltese residence card allows its holder free travel within the 26 members of the Schengen area.
  • Malta has been a member of the European Union since 2004 and part of Schengen since 2007.
  • Family eligibility includes the spouse or partner in a long and durable relationship of the main applicant, a child of the main applicant or his spouse/partner under the age of 18, economically dependent and unmarried children of the spouse/partner between the age of 18 and 26, and economically dependent parents or grandparents of the main applicant and his spouse/partner.
  • Malta is a neutral, safe and stable country with a friendly people living a European lifestyle but with a Mediterranean quality of life

Grounds for Refusal of Malta Residency by Investment

An application for Malta Residency by Investment shall be refused if the applicant:

  • Makes false statements or omits information requested.
  • Is not in possession of a clean police conduct
  • Has appeared or been indicted before a criminal court
  • Is listed as wanted person with INTERPOL
  • May be considered as a potential threat to national security, public policy or public health

Grounds for Revocation of Malta Residency by Investment

A beneficiary under the Malta Residency by Investment Programme shall cease to benefit from the certificate issued
under the Regulations if:

  • The individual becomes a Maltese, EEA or Swiss National.
  • The individual becomes a long-term resident
  • The individual ceases to satisfy the investment and property requirements
  • The individual's stay is not in the public interest

Taxation of New Residents

The basis for taxation under the Maltese tax system are based on domicile and residence. Residence for Malta tax purposes is established by demonstrating an intention to reside in Malta indefinitely. It may also be definitely established on the basis of a physical presence in Malta of at least 183 days.
Maltese tax residents who are not domiciled in Malta are taxable on a remittance basis. Non-domiciled residents of Malta are taxable on a remittance basis only on foreign-source income (not foreign-source capital) remitted to Malta and only to the extent remitted. Income and capital gains arising in Malta are always subject to tax in Malta at the applicable personal income tax rates.
Capital gains arising outside Malta fall outside the scope of Maltese tax whether remitted to Malta or otherwise. Capital and savings remitted to Malta also fall outside the scope of Malta tax.

Other tax benefits include:

  • No inheritance tax
  • No estate duty
  • No wealth tax
  • No municipal taxes
  • No rates
  • Stamp duty is payable by the acquirer on the transfer of immovable property situated in Malta and transfers of shares in Maltese companies (including transfers on death).
  • Exemptions from stamp duty may be available on the transfer of shares in certain Maltese companies, e.g. if the company is listed on the Malta Stock Exchange or if the vast majority (at least 90%) of its business interests are outside Malta

Eligibility for Malta Residency by Investment

The salient conditions of the Malta Residency by Investment Programme under the Malta Residence & Visa Regulations are outlined below.
The main applicant:

  • must be at least 18 years of age;
  • must be a Third Country National, ie. a non-EU national.
  • meets the application requirements laid down by Malta Residence and Visa Programme;
  • commits to provide proof of title to qualifying property (which must be held for a minimum 5 year period from the date of issue of the residence certificate) with a minimum value of:
    (a)if the property is situated in Malta: €320,000, or rent here at an annual minimum rent of €12,000;
    (b)if the property is situated in the Southern Region of Malta or in Gozo: €270,000, or rent here at an annual minimum rent of €10,000;
  • commits to invest in qualifying investment (Government bonds or other approved investments announced from time to time) having an initial value of €250,000 to be held for a minimum period of 5 year period from the date of issue of the residence certificate;
  • commits to pay in full the contribution of €30,000 (non-refundable);
  • is in receipt of stable and regular resources which are sufficient to maintain himself and his dependants without recourse to the social assistance system of Malta, proved by an affidavit proving that his/her annual income stands at €100,000 or holds a minimum capital of €500,000.
  • is in possession of valid travel document as are his dependents
  • is in possession of a sickness insurance in respect of all risks across the whole of the European Union normally covered for Maltese nationals;
  • has either an annual income of not less than €100,000 arising outside Malta OR has in his possession a capital of not less than €500,000.



Germany is a Western European country with a landscape of forests, rivers, mountain ranges and North Sea beaches. It has over 2 millennia of history. Berlin, its capital, is home to art and nightlife scenes, the Brandenburg Gate and many sites relating to WWII. Munich is known for its Oktoberfest and beer halls, including the 16th-century Hofbruhaus. Frankfurt, with its skyscrapers, houses the European Central Bank




82.79 million (2017)




USD 3.677 Trillion (2017)

Germany Investment Immigration

Germany does not have an investor category per se. Instead, foreign nationals wishing to invest and become a resident of Germany must comply with the immigration laws related to self-employment, by taking up an economic activity in a local municipality. This is facilitated through a regionalized investment. A foreign national is to a) purchase real estate and b) make an entrepreneurial investment into a regional development fund. The main applicant must be at least 18 years of age, have no criminal record and may include his/her spouse, and dependent children under the age of 18, in the application.

Summary of Key Advantages

  • Permanent resident status in a top tier EU nation
  • Visa- free travel in the Schengen area
  • No minimum physical residency requirement
  • No language requirement
  • Required investment from EUR 350,000
  • Germany has the world's 4th largest economy by GDP
  • Right to live, work and study in Germany
  • The country is an excellent and safe place to raise a family


  • Purchase off-plan real estate with a minimum value of EUR 250,000; and
  • Make an entrepreneurial investment of not less than EUR 100,000 into a regional development fund.

Application Process

  • Week 1: Main applicant and family members apply to participate in the investment programme and simultaneously apply for German residency. Transfer a refundable deposit to secure a slot in the programme and initiate the process for the residency..
  • Week 2: A pre-authorization for residency is conducted with the local municipality, which is then sent to the investors local German Embassy or Consulate. An escrow account is opened in the main applicant's name. Within 14 days of receiving the pre-authorization letter they transfer the balance of the investment amount, fees, expenses and taxes.
  • Week 3: Main applicant and family apply for the 90 Days National D-Visa at their local German Embassy or Consulate
  • Week 7: D-Visa issued (valid for 3 months) Main applicant and family sign up for German health insurance and residential address in the local municipality. The applicant and family travel to Germany to complete the residency application with the local municipality and l receive their residence status



Cyprus, officially the Republic of Cyprus, is an island country in the Eastern Mediterranean and the third largest and third most populous island in the Mediterranean, located south of Turkey, west of Syria and Lebanon, northwest of Israel, north of Egypt, and southeast of Greece.




854,802 (2017)




USD 21.65 Billion (2017)


Being at geopolitical crossroads, Cyprus enjoys a European political outlook and the lifestyle of a Mediterranean island which along with its favourable tax regime makes the country one of the top relocation destinations in the world (2014, Knight & Frank lifestyle review).Cyprus has been a member of the European Union since 2004, and a Eurozone Member since 2008. Besides the inherent benefits of EU Membership, the country enjoys high quality healthcare and education, as well as, a stable political climate. Permanent Residency under this programme grants the right to travel within the EU and it is considered to be the first step towards gaining Cyprus Citizenship. In this respect, the Cypriot authorities have recently simplified the procedure for issuing Permanent Residency Permits to Non-EU nationals.

In pursuance of the provisions of Regulation 6 (2) of the Aliens and Immigration Regulations, Cyprus grants Non-EU nationals the right to permanently reside in Cyprus with no renewal requirements. The process is based on a set eligibility criteria ensuring that the Permanent Residency status is only granted to reputable individuals.


  • Eligible dependents include the spouse and children up to the age of 25 years. The main applicant and dependants must declare the intention of not being employed in Cyprus
  • ‘FIT AND PROPER’ TEST: In complying with due diligence standards, applicants must demonstrate a clean criminal record issued by their country of origin.
  • PROPERTY PURCHASE: Applicants are required to purchase a residential property(ies) of a combined value of €300,000 (excl. VAT of 5%). The purchases must be ‘first-time’ sales meaning that they are to be bought for the first time from a property development company
  • FURTHER QUALIFYING FINANCIAL CRITERIA: To qualify for the Cyprus Permanent Residency by Investment program, the main applicant is required to maintain a three year fixed deposit with a Cyprus bank of at least €30,000, and such funds must emanate from outside Cyprus.In addition, the applicant must provide evidence of secured annual income of at least €30,000. The funds must originate from abroad, and are to be increased by €5,000 for each dependent included in the application.



Hungary is a landlocked country in Central Europe. Its capital, Budapest, is bisected by the Danube River. Its cityscape is studded with architectural landmarks from Buda's medieval Castle Hill and grand neoclassical buildings along Pests Andrassy Avenue to the 19th-century Chain Bridge. Turkish and Roman influence on Hungarian culture includes the popularity of mineral spas, including at thermal Lake Heviz




9.798 million (2017)


Hungarian Forint


USD 139.1 Billion (2017)

About Program

Hungary offers temporary and permanent residence permits to business owners who take an active role in their company as directors. To start the business immigration procedure, we need to set up a Hungarian company, prepare a business plan, and ensure that all requirements for the company's successful operation are met. Once the director has his permit, the spouse and children can also apply for family unification and come to Europe. This program is available to all nationalities.

Doing business in Hungary

In order to be eligible for this program, you need to start and operate a Hungarian company. This is quite easy to do, however, because Hungary offers a very favourable business environment, with a low corporate tax (9%), cheap and convenient company formation, a central location in Europe and within the Schengen zone, and relatively low living and operating costs. If you wish to start a business in Hungary or move some of your existing business activity to Europe, we can assist you in writing a business plan that will satisfy the residency requirements and also help you realize your business goals.

The benefits of a Hungarian residence permit

By acquiring residency in Hungary through business ownership, you and your family will be able to travel freely to and within the Schengen zone, and take advantage of Hungary's low living costs, favourable business environment and central European location. Schedule a meeting with one of our business and immigration experts to discuss these benefits and the best procedure for you and your family!


Just form a new company in Hungary, you can immigrate to Hungary as a board member or director through business investment. The minimum investment including all costs required is EUR 50,000 for non-EU foreign citizens. The most popular company form among foreigners is LLC (or Kft in Hungarian). The minimum capital required to form a company is approx EUR 10,000 (HUF 3,000,000). One of the advantages of incorporating a company in Hungary is that there is no obligation to deposit the share capital in the bank, and 100% of this capital can be spent immediately after incorporation on company-related expenses (e.g. investment, warehouse rental, stocks, market research).

Main requirements:

  • Locally registered, fully compliant company with bank account and accountancy
  • At least one short visit to Hungary (for opening a company bank account)
  • Solid business plan and actual trading activity (in Hungary or internationally)
  • Rented or purchased accommodation
  • Full travel insurance or (after residency is acquired) local state health insurance
  • Verifiable income from the business and/or from other sources
  • No-criminal-record certificate issued by your local authority (or police)


Would you like to speak to one of our immigration expert over the phone? Just submit your details and we’ll be in touch shortly. You can also email us if you would prefer.
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